Bank Passbook Statement by SMS
This Privacy Policy ("Policy") is issued by All Bank Account Balance check Passbook, Statement ("we," "us," or "our") and governs the data practices of the mobile application Bank Passbook Statement by SMS ("App").
The App helps users view their bank balance, mini statements, and SMS-based passbook summaries directly from bank SMS messages stored on their device. The App works completely offline and does not connect to any bank servers, APIs, or financial institutions.
Bank account numbers, SMS contents, OTPs, contact information, or financial details are never collected or transmitted.
Device type, OS version, app version, crash logs, usage events, and Advertising IDs used by third-party SDKs for app analytics and monetization.
| Purpose of Processing | Categories of Data Used | Legal Basis |
|---|---|---|
| Core Functionality (SMS-based balance, mini statements, passbook view) | None — data processed locally only | N/A – all processing stays on-device |
| App Performance and Stability | Technical Data (crash logs, device type, app version) | Legitimate Interest – improve app reliability and bug resolution |
| Advertising and Monetization | Advertising IDs, device identifiers, engagement metrics | Consent / Legitimate Interest – app monetization through ads |
We use third-party services to support advertising and analytics. These SDKs may collect limited technical data in compliance with their own privacy policies.
| Permission | Purpose | Processing | Third-Party Access |
|---|---|---|---|
| READ_SMS | Read bank SMS for balance, mini statements, and passbook | On-device only | No |
| RECEIVE_SMS | Auto-update when new bank SMS is received | On-device only | No |
| INTERNET / NETWORK_STATE / WIFI_STATE | Load ads and app analytics | Uploaded | Yes (Ad SDKs) |
| POST_NOTIFICATIONS / SCHEDULE_EXACT_ALARM | Send optional balance reminders or alerts | On-device only | No |
| VIBRATE / WAKE_LOCK | Alert notifications and app responsiveness | On-device only | No |
| AD_ID | Advertising ID for personalized ad delivery | Uploaded | Yes (Ad SDKs) |
All SMS data is processed and stored on your device. We never upload or transmit your financial information. Our partners (AdMob, Firebase, etc.) may retain anonymous technical data per their own retention policies. Industry-standard encryption is used for sensitive on-device operations.
Your anonymous technical and usage data may be transferred to, stored in, and processed in jurisdictions outside your country of residence (e.g., the United States) where our analytics and advertising partners operate.
You have rights to access, rectify, erase, or port your data, and lodge complaints with supervisory authorities.
You have the right to know what personal data is collected and to delete it. Our advertising SDKs may be considered "data sharing." You may opt out by resetting your Advertising ID.
Our App is not intended for children under 13 (or under 16 in the EEA/UK). We do not knowingly collect personal data from minors.
You have the right to request deletion of your account and any associated data we hold. Because the App processes SMS data entirely on your device, most data removal happens locally — but you can also request deletion of any anonymous technical data collected by our analytics and advertising partners.
To request deletion of any personal or technical data associated with your device, email us with the subject line "Account & Data Deletion Request". Please include your device type and approximate region so we can process your request efficiently. We will respond within 30 days.
Email us at support@bankpassbooksms.com with subject: "Account & Data Deletion Request"
We may update this Policy periodically. If material changes are made, we will provide notice within the App or on our Play Store listing.
Have questions about this policy? Reach us at support@bankpassbooksms.com